A Facebook friend recently posted that she doesn’t have health insurance through her job, and had to pay a couple hundred dollars for medication. She can’t afford individual insurance, so one person suggested she may qualify for Medicaid. She agreed she would no doubt qualify, but would never go on Medicaid, or accept any kind of public aid.
I, along with quite a few others, commented that this was ridiculous. Programs like Medicaid were set up to protect people who can’t afford their own insurance, or, for people employed at jobs that either don’t offer benefits, or the person doesn’t meet company insurance eligibility requirements.
Whatever the scenario, if you don’t have insurance, and you qualify for Medicaid, i think you would be foolish not to take it. To walk around this country without health insurance, knowing how exuberant medical costs are, is just plain reckless. A trip to the doctor’s office alone can cost hundreds of dollars. Not to mention a freak accident that sends a person to the hospital, now we’re talking thousands of dollars. Easy.
So why would a person risk that? Is being on Medicaid shameful enough that a person would rather go without any type of coverage, and just take a deep breath and wish for the best?
Swallow your pride, people.
I blame a certain political party out there who love to bash people who need government assistance as “takers.” That somehow, they are always to blame for not being self-sufficient, regardless if said person had been working what they thought was a steady job, until that job was abruptly moved overseas, as so many of American jobs have gone.
People who are reluctant to apply for help, when they desperately need it, don’t want to be the kind of people some politicians put down publicly. The freeloaders. The irresponsible ones who need others to take care of them. The ones driving this country down.
I believe everyone, at some point in their life, will need help. Maybe it won’t always be financial, maybe emotional, but regardless, help will be needed because it’s tough to get through life on our own, alone.
It seems it’s more acceptable for certain people to take advantage of the system, than it may be for others. I was reminded of this as I watched the third Republican debate a couple weeks ago when the front-runner Republican candidate, Donald Trump, stated, in an unapologetic tone, (i’m paraphrasing) that in filing for four business bankruptcies he was merely taking advantage of the laws of the land.
This is true. Donald Trump did what corporate bankruptcy laws allowed him to do. When his companies racked up too much debt, he filed for bankruptcy. In 2004, according to CNN Money, Trump’s Hotel and Casino Resorts went through the bankruptcy court and shed over 500 million dollars in debt. Just like that. 500 million. Gone.
Although he lost majority control of the company, Mr. Trump was still able to retain control of his casinos.
This made me think of a scene from Goodfellas where mobsters assumed business interest over a bar, and the first thing they did was rack up the credit card bill. Then they took all that booze bought on credit and sold it out the back door for 100% profit. Then, once the credit ran dry, they torched the place. Never paying one penny back to the creditors.
This is what I think of when I listen to Trump talk about the “successful” bankruptcies that saved his businesses. How many companies didn’t did he pay when 500 million dollars was wiped out? It was a fresh start for Trump’s businesses, but what about the businesses he owed money to? The ones that never got paid.
If Trump can speak so blatantly about taking advantage of the laws that he could benefit from, then why are average people so ashamed of doing the same thing? Why does a person of modest means feel disgraced if they use the system to help them when they need it?
Why is it accepted as being advantageous for a business man to file bankruptcy four times and come out appearing as the tactical successful business man? When, If a regular person filed for bankruptcy four times he/she would be deemed as an irresponsible loser who doesn’t know how to handle their own finances.
But not Trump. Trump is leading his party in a run for the presidency. The highest office in the country, and, probably, the most powerful position in the world.
I worry about the prospect of a business man as a president. The notion that a country should be run as a business frightens me. But I’ll tackle that in another blog.
For now, I leave you with this, take the help that’s available for you when you need it. If Donald Trump isn’t embarrassed by all that he’s taken so far, then you shouldn’t be either.
I don’t own this picture. I believe it is public domain, but if not, I will take it down.